Sunday, October 4, 2015

ShopYourWay


About ShopYourWay


Shop with help from your friends
Explore interesting products and share shopping ideas.
ShopYourWay is an innovative shopping community built around your own social network. We empower you to quickly find relevant product information, comments and recommendations from your friends. Ask a friend and get advice you can trust and they may introduce you to other interesting products as well.
Finding and keeping track of your favorite products online, getting the best prices and deciding what to buy should never be difficult or anonymous. Create and share your personalized virtual catalogs of products you want, own, or dream about. Stay informed of shopping activity by friends, brands, retailers and experts. Through ShopYourWay you gain all the information needed to make the best personal shopping choices.
We are committed to a comprehensive shopping experience by offering an open platform for social commerce and product research.

SYW Developer Terms


1. Introduction.

The effective date of these Developer Terms is July 27, 2012 (“Developer Terms”).
Any person (“Developer”) that accesses, registers or uses the ShopYourWay.com Platform for developers or creates an application (“Application”) available for use in connection with the ShopYourWay.com website (“SYW Website”) which is operated and managed by Sears Holdings Management Corporation (“SYW”) (collectively, the “SYW Platform”) agrees to be bound by these Developer Terms.
SYW reserves the right to modify theses Developer Terms at any time without prior notice to Developer. Any modifications to the Developer Terms will be effective upon posting. Developer agrees to review the Developer Terms periodically to be aware of any modifications. Developer’s continued use of the SYW Platform after any modifications indicates acceptance of the modified Developer Terms. Therefore, SYW recommend that Developer read these Developer Terms carefully each time Developer visits the SYW Platform.
Please note that the guidelines, policies and other terms and conditions of service and use of other web sites affiliated with SYW may vary from these Developer Terms.
If Developer is unwilling to be bound by these Developer Terms, Developer should not access, register, use or create or develop an Application on the SYW Platform.

2. Other Policies and Procedures.

These Developer Terms are subject to the following other policies and procedures of SYW:
(a) SYW Terms of Services; and
(b) Sears Holdings Privacy Policy, California Privacy Policy and Children’s Privacy Policy

Charles Schwab

 






The Charles Schwab Corporation is an American brokerage and banking company, based in San Francisco, California. It was founded in 1971 by Charles R. "Chuck" Schwab, as a traditional brick and mortar brokerage firm and investment newsletter publisher. In 1973, the company changed its name from First Commander Corporation to Charles Schwab & Co., Inc The company started offering discount brokerage on May 1, 1975, and became one of the world's largest discount brokers.
Schwab operates in four main divisions: investing, wealth management, banking, and trading. The company serves 7.9 million client brokerage accounts, with $1.65 trillion in assets (as of September 2011), from over 300 offices in the U.S, one office in Puerto Rico, and one branch in London.Clients can also access services online and by telephone. In 2009, Chairman Charles R. Schwab received the inaugural Tiburon CEO Summit award for Maintaining a Focus on Consumer Needs.

In 1963, Charles R. "Chuck" Schwab and two other partners launched Investment Indicator, an investment newsletter. At its height, the newsletter had 3,000 subscribers, each paying $84 a year to subscribe. In April 1971, the firm was incorporated in California as First Commander Corporation, a wholly owned subsidiary of Commander Industries, Inc., for traditional, brokerage services and to publish the Schwab investment newsletter. In November of that year, Mr. Schwab and four others purchased all the stock from Commander Industries, Inc., and in 1972, Mr. Schwab bought all the stock from what was once Commander Industries. In 1973, the company name changed to Charles Schwab & Co., Inc. In September 1975, Schwab opened its first branch in Sacramento, CA, and started offering discount brokerage. In 1977, Schwab began offering seminars to clients, and by 1978, Schwab had 45,000 client accounts total, doubling to 84,000 in 1979. In 1980, Schwab established the industry’s first 24-hour quotation service, and the total of client accounts grew to 147,000. In 1981, Schwab became a member of the NYSE, and the total of client accounts grew to 222,000. In 1982, Schwab became the first to offer 24/7 order entry and quote service, its first international office was opened in Hong Kong, and the number of client accounts totaled 374,000.
U.S. Trust In 2000, Schwab purchased U.S. Trust for $2.73 billion. In 2001, less than a year after the acquisition of U.S. Trust, the U.S. Trust subsidiary was fined $10 million in a bank secrecy law case. It was ordered to pay $5 million to the New York State Banking Department and $5 million to the Federal Reserve Board. On November 20, 2006, Schwab announced an agreement to sell U.S. Trust to Bank of America for $3.3 billion cash. The deal closed in the second quarter of 2007.

SoundView Technology

In November 2003, Schwab announced the $345 million acquisition of SoundView Technology Group. The acquisition was intended to integrate SoundView's equity research content with Charles Schwab's trading execution capabilities, although the equity research business would come under increased regulatory scrutiny in the following years. SoundView had received a 57% premium to its market price before the announcement.

Return of Charles R. Schwab

David S. Pottruck, who had spent the majority of his 20 years at the brokerage as Charles R. "Chuck" Schwab's right-hand man, shared the CEO title with the company's founder from 1998 to 2003. In May 2003, Mr. Schwab stepped down, and gave Pottruck sole control as CEO. Just a year later, on July 24, 2004, the company's board fired Pottruck, replacing him with its founder and namesake, Charles R. "Chuck" Schwab. News of Pottruck's removal came as the firm had announced that overall profit had dropped 10 percent, to $113 million, for the second quarter, driven largely by a 26 percent decline in revenue from customer stock trading.
After coming back into control, Mr. Schwab conceded that the company had "lost touch with our heritage", and quickly refocused the business on providing financial advice to individual investors. He also rolled back Pottruck’s fee hikes. The company rebounded, and earnings began to turn around in 2005, as did the stock. The share price was up as high as 151% since Pottruck’s removal, ten times since the return of Charles Schwab. The company’s net transfer assets, or assets that come from other firms, quadrupled from 2004 to 2008. In the fiscal year 2008, the company generated $5.1 billion in revenue and recorded a net income of $1.2 billion. For the first quarter of 2009, Charles Schwab Corp. reported $1.1 billion in revenue and $218 million in net income. Due to the company's relatively low exposure to mortgage backed securities, the company has largely been able to escape the turmoil of the 2007–2010 financial crisis that seriously damaged many competitors. It did however market to clients a "money market" called YieldPlus that had subprime exposure leading to massive losses to investors.

Walt Bettinger named CEO

On July 22, 2008, Walter W. Bettinger was named chief executive, succeeding the company's namesake.
Bettinger has been the heir apparent since he was named president and chief operating officer in February 2007. Charles R. Schwab remained executive chairman of the company and said in a statement that he would "continue to serve as a very active chairman." Bettinger came to the company in 1995 when it acquired the retirement-plan services firm (Hampton Co.) that he had founded at age 22. Bettinger, in the company’s statement, seemed to nod to the idea that some Schwab shareholders might worry about another succession going awry. "Chuck and I have worked closely together over the years preparing for this transition," he said, "and we will continue to work closely together in our respective roles as executive chairman and CEO." 

Columbia College


Columbia College is based in Columbia, Missouri, and offers an array of accelerated bachelor's and master's degrees that cater to working adults and military students.

THE GOOD

Affordable tuition:

Tuition per credit hour is very affordable at all degree levels, but Columbia College really stands out for having some of the lowest tuition rates for graduate credits when compared with other top online schools. Tuition rates at Columbia College are also very transparent in that they do not tack on extra fees each term, such as a technology fee or activities fee, which is common at many other schools. You should keep in mind that since Columbia College offers five terms a year and you can take as many or as few credits as you want, your costs per term can vary but are likely to remain comparatively low.
Respectable rankings:

The latest online education rankings from U.S. News & World Report name Columbia College with three different rankings in the top 100. The Columbia College online bachelor's program is ranked number 69 out of 160 different online programs, and offers a wide selection of 15 different majors. The school also earned rankings for two graduate programs, including a number 95 ranked online graduate business program and a number 90 ranked online graduate education program. Aside from the online programs, the university itself was included in the U.S. News & World Report list of top 100 Regional University Midwest rankings.
Multiple year-round start dates:

At Columbia College you can get started on completing coursework towards your degree with five different academic start dates. Many schools limit new students to one set of spring or fall start dates, but Columbia College gives you more flexibility with start dates in January, March, June, August, and October. Online classes run for eight-week sessions, which is why there are so many new term starts per year. The eight-week schedule is considered an accelerated pace that can be especially accommodating if you have work, military, family, or other obligations.
THE BAD

Certain programs not offered in every state:

Prospective online students should keep in mind that four of the specific degree programs are not available in every state due to current accreditation regulations. If you are considering a master's of education in educational leadership, or a bachelor of arts in political science, public administration, or English, you should check on the eligibility of your home state before applying. In some cases the degrees are strictly not available to residents of certain states. It is something to keep your eye on, though, as Columbia College is currently seeking approval to offer these degrees through their online campus.
Relatively low graduation rates:

There are consistently low graduation rates across several online degree programs at Columbia College. The online bachelor's program has a reported 42% graduation rate for the 2011-2012 academic year, and near exact figures were reported for each of the previous three years. The online graduate business program has better figures with a 2011-2012 graduation rate of 59%, which is an improvement over 43% from the previous year. Finally, the online graduate education program has a reported 53% graduation rate for 2011-2012 which is a huge improvement over 35% from the previous year. Columbia College may be inching towards improvement, but the school still comes up short when compared to other top online colleges which have consistently higher graduation rates.

Hyundai

Hyundai Motor Company logo.svg


The Hyundai Motor Company is a South Korean multinational automotive manufacturer headquartered in Seoul, South Korea. The company was founded in 1967 and, along with its 32.8% owned subsidiary, Kia Motors, together comprise the Hyundai Motor Group, which is the world's fifth largest automaker based on annual vehicle sales in 2012. In 2008, Hyundai Motor (without Kia) was ranked as the eighth largest automaker. As of 2012, the Company sold over 4.4 million vehicles worldwide in that year, and together with Kia, total sales were 7.12 million.
Hyundai is currently the fourth largest vehicle manufacturer in the world. Hyundai operates the world's largest integrated automobile manufacturing facility in Ulsan, South Korea, which has an annual production capacity of 1.6 million units. The company employs about 75,000 people worldwide. Hyundai vehicles are sold in 193 countries through some 6,000 dealerships and showrooms.

History

Chung Ju-Yung founded the Hyundai Engineering and Construction Company in 1947. Hyundai Motor Company was later established in 1967. The company's first model, the Cortina, was released in cooperation with Ford Motor Company in 1968. When Hyundai wanted to develop their own car, they hired George Turnbull in February 1974, the former Managing Director of Austin Morris at British Leyland. He in turn hired five other top British car engineers. They were Kenneth Barnett body design, engineers John Simpson and Edward Chapman, John Crosthwaite ex-BRM as chassis engineer and Peter Slater as chief development engineer. In 1975, the Pony, the first Korean car, was released, with styling by Giorgio Giugiaro of ItalDesign and powertrain technology provided by Japan's Mitsubishi Motors. Exports began in the following year to Ecuador and soon thereafter to the Benelux countries.
In 1984, Hyundai exported the Pony to Canada, but not to the United States, because the Pony didn't pass emissions standards there. Canadian sales greatly exceeded expectations, and it was at one point the top-selling car on the Canadian market. In 1985, the one millionth Hyundai car was built.
In 1986, Hyundai began to sell cars in the United States, and the Excel was nominated as "Best Product #10" by Fortune magazine, largely because of its affordability. The company began to produce models with its own technology in 1988, beginning with the midsize Sonata. In the spring of 1990, aggregate production of Hyundai automobiles reached the four million mark. In 1991, the company succeeded in developing its first proprietary gasoline engine, the four-cylinder Alpha, and also its own transmission, thus paving the way for technological independence.
In 1996, Hyundai Motor India Limited was established with a production plant in Irungattukottai near Chennai, India.
In 1998, Hyundai began to overhaul its image in an attempt to establish itself as a world-class brand. Chung Ju Yung transferred leadership of Hyundai Motor to his son, Chung Mong Koo, in 1999. Hyundai's parent company, Hyundai Motor Group, invested heavily in the quality, design, manufacturing, and long-term research of its vehicles. It added a 10-year or 100,000-mile (160,000 km) warranty to cars sold in the United States and launched an aggressive marketing campaign.
In 2004, Hyundai was ranked second in "initial quality" in a survey/study by J.D. Power and Associates. Hyundai is now one of the top 100 most valuable brands worldwide. Since 2002, Hyundai has also been one of the worldwide official sponsors of the FIFA World Cup.
In 2006, the South Korean government initiated an investigation of Chung Mong Koo's practices as head of Hyundai, suspecting him of corruption. On 28 April 2006, Chung was arrested, and charged for embezzlement of 100 billion South Korean won (US$106 million). As a result, Hyundai Vice Chairman and CEO, Kim Dong-jin, replaced him as head of the company. On 30 September 2011, Yang Seung Suk announced his retirement as CEO of Hyundai Motor Co. In the interim replacement period, Chung Mong-koo and Kim Eok-jo will divide the duties of the CEO position.
Research and development
Hyundai has 6 centres worldwide, located in Korea (three offices), Germany, Japan and India. Additionally, there is an American design centre in California that develops designs for US markets.

Business

See also: Hyundai
In 1998, after a shake-up in the Korean auto industry caused by overambitious expansion and the Asian financial crisis, Hyundai acquired rival Kia Motors. In 2000, the company established a strategic alliance with DaimlerChrysler and severed its partnership with the Hyundai Group. In 2001, the Daimler-Hyundai Truck Corporation was formed. In 2004, however, DaimlerChrysler divested its interest in the company by selling its 10.5% stake for $900 million.
Hyundai has invested in manufacturing plants in North America, India, the Czech Republic, Russia, China and Turkey as well as research and development centres in Europe, Asia, North America and the Pacific Rim. In 2004, Hyundai Motor Company had $57.2 billion in sales in South Korea making it the country's second largest corporation, or chaebol. Worldwide sales in 2005 reached 2,533,695 units, an 11 percent increase over the previous year. In 2011, Hyundai sold 4.05 million cars worldwide and the Hyundai Motor Group was the world's fourth largest automaker behind GM, Volkswagen and Toyota - a distinction it earned when it surpassed Ford Auto Group in 2009. Hyundai vehicles are sold in 193 countries through some 5,000 dealerships.
The Hyundai brand power continues to rise as it was ranked 65th in the 2007 Best Global Brands by Interbrand and BusinessWeek survey, with brand value estimated at $5.0 billion. Public perception of the Hyundai brand has been transformed as a result of dramatic improvements in the quality of Hyundai vehicles. As of 2011, it is the world's fastest growing car brand for two years running.

Design emphasis

In 2006, Hyundai hired Thomas Bürkle as head of the company's design center in Russelsheim, Germany. Bürkle had previously worked for BMW, having designed the BMW 3 Series (E46), and the BMW 6 Series (E63). Hyundai's current design philosophy is known as Fluidic Sculpture,which is heavily inspired by nature.

Scootering


Freestyle scootering (also known as freestyle scootering, scootering, scooter riding, or simply riding) is an extreme sport which involves using kick scooters to perform freestyle tricks, in a manner similar to a mix of BMXing and skateboarding.

Origins
Mass-produced metal-framed scooters with pneumatic tyres were mass-produced by companies such as Radio Flyer and BMX and in widespread use by children until being eclipsed by the rise of the affordable higher status push bike and skateboard through the 1970s and early 1980s. The heavy and inflexible design and construction of such earlier scooters generally precluded the performance of tricks. In the 1990s, Gino Tsai with the Micro Mobility Systems and the JDBUG manufactured the first modern scooter. It was first distributed by The Sharper Image in 1999 and became popular in 2000. Razor USA was then founded in California,and quickly began to distribute Razor scooters as their own products. The company took off, quickly producing a lot of stylish and higher quality products. The first sponsored team was created in the same year, and released their first video titled "Razor Evolution." the scooter revolution began to get popular but then there was a noticeable decline in popularity of scootering in late 2001. Some riders continued and the sport began to grow again with a different image. One first major scooter competitions, SD1, was held in San Diego in 2006 and continues to one of the biggest scooter related events and competitions to date. After 2006, the most notable change was the physical evolution of the scooter. TSI Scooters was known to be the first company to produce the "One Piece Deck." This meant that the folding mechanism was replaced with a solid metal headtube which is usually welded directly to the deck of the scooter. From then until now, scooter companies continue to innovate with new techniques that make scooter parts lighter, stronger and better suited for the rider. The level at which professional scooter riders ride at is also constantly being raised in both skatepark and street riding. A "Maturation of Scootering" is currently taking place with more innovative parts and riding, as well a bigger and stronger community to back it up.

Terrain
Park

Kick scooters, due to their construction, can use most structures, or any structure that bikes or skateboards use,including rails, boxes and even vertical ramps that one would usually find in a skate park. Many riders enjoy riding 'flyout' to learn new tricks. Riders then take these tricks to different obstacles throughout the skatepark such as quarters, flyboxes, spines, rails, stairsets, ledges, hubbas, A-frames, banks and eurogaps. Some scooterers are notable for having more of a park style. Dakota "Kota" Schuetz is the current, unbeaten, three Time World Champion and the winningest rider in the sport. Some of the most talented park riders are Ryan Williams, Max Peters, Brendon Smith,Dylan Morrison,Vincent Kudrna, and Clayton Lindley. Many advanced tricks usually performed in a park setting include briflips, kickless rewinds, and flips. Anyone who scooters doesn't strictly ride street or park, but some riders find park riding more enjoyable than street riding.

Street

Inner city riders use structures such as stairs, ledges, hubbas, handrails, speedbumps, and gaps. Some street riders tend to get technical with tricks while others focus on sliding down large stair sets and handrails. Some of the most notable professionals who ride street currently are Matt McKeen, Erik Feenstra, Robert Mcmoran, Josh Young, Tom Kvilhaug, Jon Archer, Greg Cohen, Logan Fuller, Chema Cardenas, Jack Dona, Issac Miller, Zig Short, Cory Van Lew, Zack Martin, Elliott Arnold and many others. Streets are a versatile location to ride because they give the riders interesting obstacles to perform tricks on such as gap jumps, rail slides, combinations and lines that they would not normally do in a vertically styled skatepark. Whilst street riding, most scooter riders focus on cleanliness of tricks, or how easy it looks for a rider to do them. Street scooterers also focus on their style or original way of doing tricks. From late 2013 to present, there has a been a notable push for more people to ride ‘street’, much like skateboarding in the 90's. People still love riding skateparks for fun with their friends, but many scooterers ride street when they want to film a video part.

Flatland

The ‘flatland’ genre of freestyle scooter riding takes place on flat surfaces such as parking lots, driveways, or tennis/basketball courts. Flatland riders prefer to link smaller tricks up in "combos", or combinations, such as barspins, tailwhips, manuals, hang fives, fakies, scooter fakies, sliders, and more.

Dirt

Dirt Scootering is becoming increasingly popular. Many companies are releasing a model of scooter equipped for use on dirt jumps. These dirt scooters feature inflatable tires and intertubes much like BMX bikes.

Bunaken National Park


The Bunaken National Park is a marine park in the north of Sulawesi island, Indonesia. The park is located near the centre of the Coral Triangle, providing habitat to 390 species of coral as well as many fish, mollusc, reptile and marine mammal species. The Park is representative of Indonesian tropical water ecosystems, consisting of seagrass plain, coral reef, and coastal ecosystems.

It was established as a national park in 1991 and is among the first of Indonesia's growing system of marine parks. It covers a total area of 890.65 km², 97% of which is marine habitat. The remaining 3% of the park is terrestrial, including the five islands of Bunaken, Manado Tua, Mantehage, Nain and Siladen. The southern part of the Park covers part of the Tanjung Kelapa coast.

Geology

North Sulawesi is considered to be a 'young' formation, of 5-24 million years of age. The region has undergone explosive volcanism 1.5-5 million years ago, which resulted in the volcanic tuff that characterizes the existing topography. Manado Tua is an inactive volcano formed in a classical cone shape and rising over 600 m above sea level, the highest elevation in the park. Bunaken Island also has volcanic origins with a significant amount of uplifted fossil coral. Nain Island is also a dome-shaped island, 139m in height. Mantehage Island is relatively flat and seems to be sinking into the sea. The island has extensive mangrove forest flats, partially separated by saltwater channels. Siladen is a low-lying coral sand island with no significant topography. Arakan-Wawontulap and Molas-Wori on the mainland of North Sulawesi are relatively flat areas at the base of volcanic hills. The absence of a continental shelf allows the coastal area of the park to drop directly down the continental slope. The sea depth between the islands of the park is 200 to 1,840 metres.

Flora and fauna

A very rich coral ecosystem covers most of Bunaken National Park, dominated by fringing reef and barrier reef corals. There are about 390 species of coral recorded in the waters of the Park. A distinct feature is a 25-50 metre vertical coral wall which is inhabited by 13 coral genus. The seaweeds that can be found here include Caulerpa, Halimeda, and Padina species, while the dominant seagrasses, in particular in the islands of Montehage and Nain, are Thalassia hemprichii, Enhallus acoroides, and Thalassodendron ciliatum. The park is also abundant in different species of fish, marine mammals and reptiles, birds, molluscs and mangrove species.

About 90 species of fish live in the waters of the park, among them being the Emperor Angelfish, Almaco Jack, Spotted Seahorse, Bluestripe Snapper, Pinkish Basslet and Two-lined monocle bream. The species of mollusc include the Giant Clam, Horned Helmet Shells, Chambered Nautilus, and ascidians.

It is claimed that this park has seven times more genera of coral than Hawaii, and more than 70% of all the known fish species of the Indo-Western Pacific.

On land, the islands are rich in species of palm, sago, woka, silar and coconut. Among the animal species that live on the land and the beaches are Celebes crested macaque, Timor Deer, and Sulawesi bear cuscus. The mangrove forest of the Park contains, among others Rhizophora and Sonneratiaspecies. This forest is also rich in species of crab, lobster, mollusc, and sea birds such as gulls, herons, sea doves, and storks.

Human habitation and tourism

The area is densely populated, with 22 villages inside the park comprising about 35,000 people. Most locals work as fishermen or farmers cultivating coconut, sweet potato, banana or seaweed for export, while a small number are employed in tourism as dive guides, boat operators and cottage staff. Tourism is strongly developed, with accommodation ranging from backpacker cottages to 5 star resorts. Between 2003 and 2006 the number of visitors ranged from 32,000 to 39,000 of which 8-10,000 were international visitors.

Conservation and threats

Bunaken National Park was formally established in 1991 and is among the first of Indonesia's marine parks. In 2005 Indonesia submitted an application to UNESCO for including the park on the World Heritage List. Despite its national park status and significant funding, the park has suffered a slow, continuous degradation due to a number of threats including coral mining, anchor damage, blast fishing, cyanide fishing, diving, and trash. The World Wildlife Fund provides conservation support in the National Park as part of the Sulu Sulawesi Marine Eco-region Action Plan. This includes participatory enforcement and patrol, which resulted in significant reduction of blast fishing.

Rock climbing



Rock climbing is an activity in which participants climb up, down or across natural rock formations or artificial rock walls. The goal is to reach the summit of a formation or the endpoint of a usually pre-defined route without falling. Due to the length and extended endurance required and because accidents are more likely to happen on descent than ascent, Rock Climbers do not usually climb back down the route. It is very rare for a climber to downclimb, especially on the larger multiple pitches (class III- IV and /or multi-day grades IV-VI climbs). Professional Rock climbing competitions have the objectives of either completing the route in the quickest possible time or attaining the farthest point on an increasingly difficult route. Scrambling, another activity involving the scaling of hills and similar formations, is similar to rock climbing. However, rock climbing is generally differentiated by its sustained use of hands to support the climber's weight as well as to provide balance.

Rock climbing is a physically and mentally demanding sport, one that often tests a climber's strength, endurance, agility and balance along with mental control. It can be a dangerous activity and knowledge of proper climbing techniques and usage of specialised climbing equipment is crucial for the safe completion of routes. Because of the wide range and variety of rock formations around the world, rock climbing has been separated into several different styles and sub-disciplines.

Climbing techniques

Different types of rock require different techniques to successfully climb.

Crack climbing
Main article: Crack climbing

Crack climbing is a type of rock climbing that ascends cracks and uses specialized climbing techniques. Cracks used in climbing vary in size from the width of a finger to those that fit an entire body. Climbers use techniques such as jamming, laybacking, and stemming. Some climbers use gloves made out of athletic tape to protect their hands.

Face climbing
Main article: Face climbing

Face climbing is a type of climbing where climbers use features and irregularities in the rock such as finger pockets and edges to ascend a vertical rock face.

Slab climbing
Main article: Slab climbing

Slab climbing is a type of rock climbing where the rock face is at an angle of less steep than vertical. It is characterized by balance- and friction-dependent moves on very small holds.

Simul climbing
Main article: Simul climbing

When two climbers move at the same time. The pseudo-lead climber places gear that the pseudo-follower collects. When the leader runs low on gear they construct a belay station where the follower can join them to exchange gear. The stronger climber is often the pseudo-follower since a fall by the follower would pull the leader from below towards the last piece of gear—a potential devastating fall for the leader. In contrast, a fall from the leader would pull the follower from above, resulting in a less serious fall. Most speed ascents involve some form of simul climbing but may also include sections of standard free climbing and the use of placed gear for advancement (i.e. partial aid or pulling on gear).

Via ferrata
Main article: Via ferrata

A method of fairly easily ascending a route, heavily dependent on permanent protection rather than using natural rock features to proceed.

Grading systems
Main articles: Grade (climbing) and Grade (bouldering)

Climbing communities in many countries and regions have developed their own rating systems for routes. Ratings, or grades, record and communicate consensus appraisals of difficulty. Systems of ratings are inherently subjective in nature, and variation of difficulty can be seen between two climbs of the same grade. Hence, there may be occasional disagreements arising from physiological or stylistic differences among climbers. The practice of rating a climb below its actual difficulty is known as sandbagging.

The most commonly used rating systems in the United States are the Yosemite Decimal System and the Hueco V-scale bouldering grade. The current ranges for climbing routes are 5.0 for easy beginner routes to 5.15 being world class and V0 - V16, respectively. As the limit of human climbing ability has not yet been reached, neither grading system has a definite endpoint and is thus subject to revision.
The ratings take into account multiple factors affecting a route, such as the slope of the ascent, the quantity and quality of available handholds, the distance between holds, ease of placing protection and whether advanced technical maneuvers are required. Typically the rating for the hardest move on the wall will be the rating for the whole climb. While height of a route is generally not considered a factor, a long series of sustained hard moves will often merit a higher grade than a single move of the same technical difficulty. For example, a climb with multiple 5.11 moves with no rests may thus be rated a 5.12.

Terminology
Main article: Glossary of climbing terms

As climbing routes or problems increase in difficulty, climbers learn to develop skills that help them complete the climbs clean. There are several techniques for hands and feet as well as terms for motions that combine the two. For indoor gyms, route setters visualize and create routes for climbers, placing different kinds of holds in specific parts of the wall at particular angles because they intend climbers to use certain techniques.

Environments

Indoor climbing
Main article: Indoor climbing

Indoor climbing occurs in buildings on artificial rock structures. This permits for climbing in all types of weather and at all times of day. Climbers climb indoors to improve their skills and techniques, as well as for general exercise or fun. Indoor climbing gyms typically provide rope setups and ensure that new climbers know safe techniques.

Outdoor climbing

Outdoors, climbs usually take place on sunny days when the holds are dry and provide the best grip, but climbers can also attempt to climb at night or in adverse weather conditions if they have the proper training and equipment. However, night climbing or climbing in adverse weather conditions will increase the difficulty and danger on any climbing route.

Equipment
Main article: Rock-climbing equipment

Most climbers choose to wear specialized rubber climbing shoes which are often of a smaller size than their normal street shoes in order to improve sensitivity towards foot placements and use the tightness to their advantage. Climbing chalk (MgCO3) is commonly used as a drying agent to minimize sweating of the hands. Most other equipment is of a protective nature. Rock climbing is inherently dangerous, so to minimize the potential consequences resulting from a fall, climbers use protection. The most basic protective equipment is a climbing rope. Climbing pioneers would attach the rope to themselves; in the event of a fall, the rope would usually cause injury to the climber in the hope that it prevented death. With advances in technology came the development of specialized harnesses, carabiners which are used for clipping into belay and rappel anchors and connecting gear, and belay devices which are used to catch a falling climber, hold or lower a climber and for rappelling. Eventually, the placement of bolts with the use of quickdraws led to the rise of sport climbing. Traditional climbers developed the spring-loaded camming device, which increased safety over chocks, hexes, and pitons. Some climbers choose to wear a specialized climbing helmet to protect them from falling rocks or equipment or head injuries from crashing into rocks.

Injuries
Main article: Climbing injuries

Injuries in rock climbing are mainly sports injuries that occur due to falls or overuse. Injuries due to falls are relatively uncommon; the vast majority of injuries result from overuse, most often occurring in the fingers, elbows, and shoulders. Such injuries are often no worse than torn calluses, cuts, burns and bruises. There are a number of skincare products specifically for climbers available in the market. However, overuse symptoms, if ignored, may lead to permanent damage especially to tendons, tendon sheaths, ligaments, and capsules. Injuries from lead climbing are common.

Planning your climb, knowing your partner, talking about your climb, checking your equipment and the conditions of the rocks, checking the weather, using good judgement and always paying attention minimize the risk of injury.

University of Cambridge

University of Cambridge coat of arms official.svg




The University of Cambridge (abbreviated as Cantab in post-nominal letters, sometimes referred to as Cambridge University) is a collegiate public research university in Cambridge, England. Founded in 1209, Cambridge is the second-oldest university in the English-speaking world and the world's fourth-oldest surviving university. It grew out of an association of scholars who left the University of Oxford after a dispute with townsfolk. The two ancient universities share many common features and are often jointly referred to as "Oxbridge".

Cambridge is formed from a variety of institutions which include 31 constituent colleges and over 100 academic departments organised into six schools. The university occupies buildings throughout the town, many of which are of historical importance. The colleges are self-governing institutions founded as integral parts of the university. In the year ended 31 July 2014, the university had a total income of £1.51 billion, of which £371 million was from research grants and contracts. The central university and colleges have a combined endowment of around £5.89 billion, the largest of any university outside the United States. Cambridge is a member of many associations and forms part of the "golden triangle" of leading English universities and Cambridge University Health Partners, an academic health science centre. The university is closely linked with the development of the high-tech business cluster known as "Silicon Fen".

Students' learning involves lectures and laboratory sessions organised by departments, and supervisions provided by the colleges. The university operates eight arts, cultural, and scientific museums, including the Fitzwilliam Museum and a botanic garden. Cambridge's libraries hold a total of around 15 million books, 8 million of which are in Cambridge University Library which is a legal deposit library. Cambridge University Press, a department of the university, is the world's oldest publishing house and the second-largest university press in the world. Cambridge consistently ranks among the world's best universities according to most major university rankings, and is widely regarded as one of the world's most influential and prestigious universities. Beside academic studies, student life is centred on the colleges and numerous pan-university artistic activities, sports clubs and societies.

Cambridge has many notable alumni, including several eminent mathematicians, scientists, economists, writers, philosophers, actors, politicians. Ninety-one Nobel laureates have been affiliated with it as students, faculty, staff or alumni. Throughout its history, the university has featured in literature and artistic works by numerous authors including Geoffrey Chaucer, E. M. Forster and C. P. Snow.

History

By the late 12th century, the Cambridge region already had a scholarly and ecclesiastical reputation, due to monks from the nearby bishopric church of Ely. However, it was an incident at Oxford which is most likely to have formed the establishment of the university: two Oxford scholars were hanged by the town authorities for the death of a woman, without consulting the ecclesiastical authorities, who would normally take precedence (and pardon the scholars) in such a case, but were at that time in conflict with the King John. The University of Oxford went into suspension in protest, and most scholars moved to cities such as Paris, Reading, and Cambridge. After the University of Oxford reformed several years later, enough scholars remained in Cambridge to form the nucleus of the new university. In order to claim precedence, it is common for Cambridge to trace its founding to the 1231 charter from King Henry III granting it the right to discipline its own members (ius non-trahi extra) and an exemption from some taxes. (Oxford would not receive a similar enhancement until 1248.)

A bull in 1233 from Pope Gregory IX gave graduates from Cambridge the right to teach "everywhere in Christendom". After Cambridge was described as a studium generale in a letter by Pope Nicholas IV in 1290, and confirmed as such in a bull by Pope John XXII in 1318, it became common for researchers from other European medieval universities to visit Cambridge to study or to give lecture courses.

Foundation of the colleges
The colleges at the University of Cambridge were originally an incidental feature of the system. No college is as old as the university itself. The colleges were endowed fellowships of scholars. There were also institutions without endowments, called hostels. The hostels were gradually absorbed by the colleges over the centuries, but they have left some indicators of their time, such as the name of Garret Hostel Lane.

Hugh Balsham, Bishop of Ely, founded Peterhouse, Cambridge's first college, in 1284. Many colleges were founded during the fourteenth and fifteenth centuries, but colleges continued to be established throughout the centuries to modern times, although there was a gap of 204 years between the founding of Sidney Sussex in 1596 and Downing in 1800. The most recently established college is Robinson, built in the late 1970s. However, Homerton College only achieved full university college status in March 2010, making it the newest full college (it was previously an "Approved Society" affiliated with the university).

In medieval times, many colleges were founded so that their members would pray for the souls of the founders, and were often associated with chapels or abbeys. A change in the colleges' focus occurred in 1536 with the Dissolution of the Monasteries. King Henry VIII ordered the university to disband its Faculty of Canon Law and to stop teaching "scholastic philosophy". In response, colleges changed their curricula away from canon law, and towards the classics, the Bible, and mathematics.

Nearly a century later, the university was at the centre of a Protestant schism. Many nobles, intellectuals and even common folk saw the ways of the Church of England as being too similar to the Catholic Church and that it was used by the crown to usurp the rightful powers of the counties. East Anglia was the centre of what became the Puritan movement and at Cambridge, it was particularly strong at Emmanuel, St Catharine's Hall, Sidney Sussex and Christ's College. They produced many "non-conformist" graduates who greatly influenced, by social position or pulpit, the approximately 20,000 Puritans who left for New England and especially the Massachusetts Bay Colony during the Great Migration decade of the 1630s. Oliver Cromwell, Parliamentary commander during the English Civil War and head of the English Commonwealth (1649–1660), attended Sidney Sussex.

Organisation and administration
Cambridge is a collegiate university, meaning that it is made up of self-governing and independent colleges, each with its own property and income. Most colleges bring together academics and students from a broad range of disciplines, and within each faculty, school or department within the university, academics from many different colleges will be found.

The faculties are responsible for ensuring that lectures are given, arranging seminars, performing research and determining the syllabi for teaching, overseen by the General Board. Together with the central administration headed by the Vice-Chancellor, they make up the entire Cambridge University. Facilities such as libraries are provided on all these levels: by the University (the Cambridge University Library), by the Faculties (Faculty libraries such as the Squire Law Library), and by the individual colleges (all of which maintain a multi-discipline library, generally aimed mainly at their undergraduates).

BMW


Bayerische Motoren Werke AG, commonly known as BMW or BMW AG, is a German automobile, motorcycle and engine manufacturing company founded in 1916. BMW is headquartered in Munich, Bavaria, Germany. It also owns and produces Mini cars, and is the parent company of Rolls-Royce Motor Cars. BMW produces motorcycles under BMW Motorrad, and plug-in electric cars under the BMW i sub-brand. BMW is part of the "German Big 3" luxury automakers, along with Audi and Mercedes-Benz, which are the three best-selling luxury automakers in the world.

History

BMW was established as a business entity following a restructuring of the Rapp Motorenwerke aircraft manufacturing firm in 1917. After the end of World War I in 1918, BMW was forced to cease aircraft-engine production by the terms of the Versailles Armistice Treaty. The company consequently shifted to motorcycle production as the restrictions of the treaty started to be lifted in 1923, followed by automobiles in 1928–29.
The first car which BMW successfully produced and the car which launched BMW on the road to automobile production was the Dixi, it was based on the Austin 7 and licensed from the Austin Motor Company in Birmingham, England.

BMW's first significant aircraft engine (and commercial product of any sort) was the BMW IIIa inline-six liquid-cooled engine of 1918, much preferred for its high-altitude performance. With German rearmament in the 1930s, the company again began producing aircraft engines for the Luftwaffe. Among its successful World War II engine designs were the BMW 132 and BMW 801 air-cooled radial engines, and the pioneering BMW 003 axial-flow turbojet, which powered the tiny, 1944–1945–era jet-powered "emergency fighter", the Heinkel He 162 Spatz. The BMW 003 jet engine was first tested as a prime powerplant in the first prototype of the Messerschmitt Me 262, the Me 262 V1, but in 1942 tests the BMW prototype engines failed on takeoff with only the standby Junkers Jumo 210 nose-mounted piston engine powering it to a safe landing. The few Me 262 A-1b test examples built used the more developed version of the 003 jet, recording an official top speed of 800 km/h (497 mph). The first-ever four-jet aircraft ever flown, the sixth and eighth prototypes of the Arado Ar 234 jet reconnaissance-bomber, used BMW 003 jets for power. The improving reliability of the 003 as 1944 progressed, earmarked it as the required powerplant for airframe designs competing for the Jägernotprogramm's light fighter production contract, won by the Heinkel He 162 Spatz design. The BMW 003 aviation turbojet also found itself under consideration as the basic starting point for a pioneering turboshaft powerplant for German armored fighting vehicles in 1944–45, as the GT 101. Towards the end of the Third Reich BMW developed some military aircraft projects for the Luftwaffe, the BMW Strahlbomber, the BMW Schnellbomber and the BMW Strahljäger, but none of them were built.

By the year 1958, the automotive division of BMW was in financial difficulties and a shareholders meeting was held to decide whether to go into liquidation or find a way of carrying on. It was decided to carry on and to try to cash in on the current economy car boom enjoyed so successfully by some of Germany's ex-aircraft manufacturers such as Messerschmitt and Heinkel. The rights to manufacture the Italian Iso Isetta were bought; the tiny cars themselves were to be powered by a modified form of BMW's own motorcycle engine. This was moderately successful and helped the company get back on its feet. The controlling majority shareholder of the BMW Aktiengesellschaft since 1959 is the Quandt family, which owns about 46% of the stock. The rest is in public float.

BMW acquired the Hans Glas company based in Dingolfing, Germany, in 1966. Glas vehicles were briefly badged as BMW until the company was fully absorbed. It was reputed that the acquisition was mainly to gain access to Glas' development of the timing belt with an overhead camshaft in automotive applications, although some saw Glas' Dingolfing plant as another incentive. However, this factory was outmoded and BMW's biggest immediate gain was, according to themselves, a stock of highly qualified engineers and other personnel. The Glas factories continued to build a limited number of their existing models, while adding the manufacture of BMW front and rear axles until they could be closer incorporated into BMW. In 1992, BMW acquired a large stake in California based industrial design studio DesignworksUSA, which they fully acquired in 1995. In 1994, BMW bought the British Rover Group (which at the time consisted of the Rover, Land Rover and MG brands as well as the rights to defunct brands including Austin and Morris), and owned it for six years. By 2000, Rover was incurring huge losses and BMW decided to sell the combine. The MG and Rover brands were sold to the Phoenix Consortium to form MG Rover, while Land Rover was taken over by Ford. BMW, meanwhile, retained the rights to build the new Mini, which was launched in 2001.

Chief designer Chris Bangle announced his departure from BMW in February 2009, after serving on the design team for nearly seventeen years. He was replaced by Adrian van Hooydonk, Bangle's former right-hand man. Bangle was known for his radical designs such as the 2002 7-Series and the 2002 Z4. In July 2007, the production rights for Husqvarna Motorcycles was purchased by BMW for a reported 93 million euros. BMW Motorrad plans to continue operating Husqvarna Motorcycles as a separate enterprise. All development, sales and production activities, as well as the current workforce, have remained in place at its present location at Varese.

In June 2012, BMW was listed as the #1 most reputable company in the world by Forbes.com. Rankings are based upon aspects such as "people's willingness to buy, recommend, work for, and invest in a company is driven 60% by their perceptions of the company and only 40% by their perceptions of their products."

Shareholder structure
by ownership

    Stefan Quandt: 17.4%
    Johanna Quandt: 16.7%
    Susanne Klatten: 12.6%
    Free Float: 53.3%

by types

    Strategic investors: 46.7%
    Institutional investors:
        North America: 15.8%
        United Kingdom and Ireland: 11.8%
        Other Europe: 5.7%
        Germany: 4.8%
        Rest of the world: 2.5%
    Other investors: 12.7%

Production

In 2006, the BMW group (including Mini and Rolls-Royce) produced 1,366,838 four-wheeled vehicles, which were manufactured in five countries. In 2010, it manufactured 1,481,253 four-wheeled vehicles and 112,271 motorcycles (under both the BMW and Husqvarna brands).

The BMW X3 (E83) was made by Magna Steyr, a subsidiary of Magna of Canada, in Graz, Austria under license from BMW until 2010. More than 45,973 were produced in 2009. Starting October 2010, the new BMW X3 (F25) is produced at BMW US Manufacturing Company, Greer, Spartanburg County, South Carolina.

It is reported that about 56% of BMW-brand vehicles produced are powered by petrol engines and the remaining 44% are powered by diesel engines. Of those petrol vehicles, about 27% are four-cylinder models and about nine percent are eight-cylinder models. BMW also has local assembly operation using complete knock down components in Thailand, Russia, Egypt, Indonesia, Malaysia, and India, for 3, 5, 7 series and X3.

Hosting Domain

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We have so many hosting companies in Indonesia, but from the many that there will certainly be the best because it has a loyal clientele and feel satisfied with the services they get for cooperating until today.
Cloud Hosting Murah Indonesia

Cloud Hosting IndonesiaTerlebih first I will review briefly about the latest service lately increasingly in demand by the webmaster is Cloud Hosting Indonesia, certainly different from Shared Hosting as I use on some other website.

After trying on a new website that is »HS Gadget, I personally feel a very significant change from the previous hosting. And for those of you who want to try or further information can visit the Service Cloud Hosting Indonesia directly on the official website at »www.dewaweb.com
Unlimited Cheap Hosting Indonesia

NiagahosterNiagahoster (PT. Web Media Technology Indonesia) is a cheap hosting service with unlimited disk space and bandwidth, 24-hour technical support, cPanel, server and datacenter-class tier-3 in Biznet Technovillage, Indonesia. Niagahoster low price guarantee, 99.9% uptime guarantee, 30 days money back guarantee, and a FREE domain forever.

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Well you can listen to on the list below hosting anywhere in the top 10 best hosting at the moment, and I use the data taken from the website → http://webhosting.info which is competent to provide data based on the number of clients (market share) and domain listed in the company.

I personally do not recommend / provide recommendations specific to your particular hosting one of the company who is on the list below, please visit directly on every link that I specify and determine for yourself which you think is best.
List of Best Web Hosting Indonesia 2015
1. MASTERWEBNET.COM - Market Share: 22.8746% - Number of Domains: 68.663

Logo Masterwebnet / MWN

PT. Master Web Network / MWN is a company that focuses on web hosting services, the company has been established since 1995. In 2004 Webmaster has been hosting no. 1 in Indonesia and last up to now the top position based on statistics from Webhosting.info.

Since the year 2012 I personally have used the services of MWN to some websites that I manage at the moment. For more information just visit the official website »HERE.
2. IDWEBHOST.COM - Market Share: 19.2184% - Number of Domains: 57.688

Logo IDwebhost

IDwebhost established in 2004 and into 2005 until now included in the three major hosting in Indonesia. The company has managed to get a variety of awards, one of which was in 2009 gained the first ICANN Accredited in Indonesia. For more information just visit the official website »HERE.
3. RUMAHWEB.COM - Market Share: 12.4889% - Number of Domains: 37.488

Logo Rumahweb

The company was founded in 2002 in Yogyakarta, this 2015 Rumahweb continue to improve itself and grow into one of the largest hosting company in Indonesia. Judging from the position of these hosting companies that fall into three large, of course, to be able to fill this position Rumahweb have worked hard to provide the best hosting services to its clients. For more information just visit the official website »HERE.
4. INDORACKHOSTING.COM - Market Share: 9.5655% - Number of Domains: 28.713

For this hosting company Admin can not provide information, because in trying to access the company's website can not. Because it was under repair (maintenance).
5. JAGOANHOSTING.COM - Market Share: 3.7719% - Number of Domains: 11.322

Logo Jagoanhosting

Jagoanhosting has been established since 2007 and is part of PT Beon Intermedia is devoted to serve customers who want the entry-level web hosting cheap and reliable quality hosting and cheap domain. For more information just visit the official website »HERE.
6. ARDHOSTING.COM - Market Share: 3.7052% - Number of Domains: 11.122

Logo Ardhosting

The company has been serving clients in Indonesia since 2000, ARDHOSTING has the slogan "Fast & Reliable Webhosting" This company is committed to providing variants of web hosting and domain services are cheap, fast and reliable according to the needs of the client. For more information just visit the official website »HERE.
7. QWORDS.COM - Market Share: 3.5137% - Number of Domains: 10.547

Logo Qwords

Qwords.com that since November 2011 under PT Qwords Company International. Qwords.com originally founded in July 2005 by Rendy Maulana while studying at the Institute of Technology Bandung. For the company's own web hosting services also provide berbaga types of hosting plans. For more information just visit the official website »HERE.
8. DRACOOLA.NET - Market Share: 3.1812% - Number of Domains: 9.549

Logo Dracoola Hosting

Regarding web hosting company DRACOOLA can not informed, because the About page when accessed on the official website is in a period of rework. For more information just visit the official website »HERE.
9. INDOWEBSITE.NET - markket Share: 2.4819% - Number of Domains: 7.450

Logo Indowebsite hosting

INDOWEBSITE hosting company is one of the places I entrust some websites that I manage since from 2010, including for Sanlogs.com.

Why I chose this company, of course, I have their own reasons, and you are entitled to judge for yourself whether your company is eligible to make partner in building a website that will have you up! For more information just visit the official website HERE.
10. JAKHOSTER.COM - Market Share: 1.7437% - Number of Domains: 5,234

Logo Jakhoster

And at the last position in the list of the best hosting in 2015 Indonesia today is PT. JAKHOSTER INDONESIA hereinafter called Jakhoster.com established in 2006 is a Production House that focused on the field of webhosting services and domain registration. For more information just visit the official website HERE.

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By assessing and considering itself all the advantages and disadvantages in each web hosting included in the list above, I hope you can be able to determine and impose the choice of which company will you make partner in managing a website that will have you up for various purposes ,
VPS Hosting Indonesia

VPS Hosting GignodeSedangkan for those who need more capacity, one of service VPS Hosting Indonesia that I can recommend and also I use today is Gigdone.

Among the advantages of this service is the Multi-Core processor, Raid Storage, Virtualization and KVM FREE Anti DDoS for each package and many other facilities. The price for the service of the most cheap VPS Hosting starting at US $ 6. Well, for more details just you kunjugi in »www.gignode.com

Hopefully brief review of the 10 best hosting and cloud hosting Indonesia 2015 above will add data and information company nominated in your choice use to be a partner in building a website according to the needs of your current online business .. Good luck